As you probably already know, Florida is a no-fault insurance state. In the event of an auto accident, each person files a claim with his or her own insurance company, no matter who’s responsible. For those involved in accidents with no auto insurance, knowing which steps to take is almost impossible. If you’re in such a situation, it’s best to speak to one of our Jacksonville Fl Car Accident Lawyers as soon as possible.
When It’s Your Fault
Because Florida has a no-fault insurance law, the other driver’s insurance should cover their minor damages, even if the accident is your fault. If the person you hit has under- or uninsured motorist coverage, it will pay for property damage, pain and suffering, lost wages, and emotional distress. However, if the accident resulted in serious injury or permanent disability, the person can pursue a civil claim against you, and you need a lawyer immediately.
When the Other Person is Responsible
If you’re hit by another driver and you lack auto insurance, you’ll probably have to pay your own costs out-of-pocket. Because you weren’t covered, you’re responsible for any lost wages, medical bills, and lost property, even that of other drivers. Your license may be suspended, and you may suffer other penalties. However, if you’ve suffered a disabling injury, you can file a civil claim against the at-fault party. Jacksonville Fl Car Accident Lawyers will provide you with the guidance and advocacy you need.
Consult an Auto Accident Lawyer Today
To gain a better understanding of Florida’s no-fault auto insurance rules, its comparative fault laws, and the options you have when you’re in an accident with no auto insurance, Jacksonville Fl Car Accident Lawyers can help. Give us a call today or visit us at our website to schedule a preliminary consultation with an auto accident attorney in your area.