If you have recently filed a claim with your homeowners insurance company and have been denied that claim, you may be in a state of disbelief. You pay your premiums faithfully, and now that you need your insurance, you are denied the claim. This can be especially distressful if the damage to your home has been significant, and you can’t afford to make the necessary repairs. If you find yourself in this situation, there are legal remedies.
Your policy can be reviewed by an attorney
A law firm in Atlanta, GA, can read through your entire policy with the comprehension that only an attorney can have. He or she can then explain everything in the policy that pertains to your particular circumstance. It may be that an attorney will understand why your claim was denied, but sometimes that opposite is true.
An attorney can negotiate on your behalf
Once a law firm in Atlanta, GA, has reviewed both the reason for denial and the specifics of your policy, the next step is to contact the insurance company. This type of lawyer has experience talking and negotiating with insurance firms and understands how to speak their language. It is entirely possible that your denial could be reversed, or in some cases, the insurance company will offer to pay a part of the bill.
If your insurance claim has been denied, especially a large one, do not waste your time attempting to negotiate with the insurance company. They are used to having their customers complain about denied claims; they will simply give you the runaround. Contact an attorney immediately.