Why You Need an Insurance Attorney

Why You Need an Insurance Attorney

It’s not always as simple to handle an insurance claim as it used to be. You can’t always expect to fill out a few forms and have your losses reimbursed quickly and fairly. When it comes to your property, you pay to protect it and should be able to expect that you will be reimbursed of any accurate claim. However, insurance companies often work only to minimize their losses and offer you a low figure. That’s why an insurance attorney in Miami might be someone you need on your side.

Claim Assessment Process

The insurance company will use an adjuster to decide on the amount for your claim. The adjuster is in charge of visiting your property and carrying out an inspection. Having your adjuster or attorney to ensure your interests are protected is an excellent idea. The adjuster will take photos and ask questions to complete reports. Saving the wrong things may result in having a lower amount of the claim provided to you.

Types of Claims

An insurance attorney in Miami can help with various property claims involving damage that are covered by your homeowner’s insurance policy. Some of the most common claims include damage from storms like hurricanes, vandalism and theft, water damage, and fire damage. If you aren’t sure whether your situation is covered, you can get a free consultation from many lawyers to determine what can be done.

Rejected Claims

You may think that you have no recourse available if the insurance company rejects the claim or does not pay the entire value. This is not true. It is not uncommon for insurance companies to undervalue and wrongfully deny claims. Your lawyer can help you by offering representation and filing a lawsuit which will help you obtain the money you are owed by the insurance company.

No Time Like the Present

If you are in a situation like the above, it’s important to be prepared and ready for whatever comes next. That means you should speak to an attorney as soon as possible. Your lawyer will present the case and give you the best chance at getting the reimbursement you deserve and are entitled to based on your policy.

Michael A. Puchades, Esq. offers free consultations to individuals who may need an insurance attorney in Miami.

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