In Washington, all auto owners must adhere to insurance laws to lower their chances of facing a lawsuit. The current insurance laws require auto owners to purchase and maintain auto liability coverage. The policies pay for medical expenses and auto repairs for the victim. However, if the at-fault driver doesn’t have coverage, the victims can file a lawsuit against them. An auto accident lawyer in Bellingham, WA prepares the claim for these victims.
Attempts to Start an Insurance Claim
The first step for the victims is to make an attempt to file a claim through the at-fault driver’s insurance. Auto insurance policies provide coverage based on the total number of victims involved in an accident. There are limits to the total value offered. In some cases, it may not provide adequate coverage for all victims. In the state of Washington, the maximum payment through liability coverage is $50,000.
Criminal Offenses Linked to Car Accidents
Criminal offenses that cause auto accidents could present further actions. If a driver was guilty of a DUI, they face criminal penalties for the offense. However, if they cause an accident, they could receive additional penalties. In these cases, it is possible for the judge to require restitution for the victims. This provides the victims with an additional legal outlet to acquire compensation.
How Serious Were the Victim’s Injuries?
The severity of the victim’s injuries does play a role in calculating their monetary award. More serious injuries that lead to irreversible conditions can lead to a higher award. The conditions can have a damaging effect on the patient that can affect their physical and mental health.
Expectations of the Case
Typically, a successful auto accident claim provides the victim with repayment of their financial losses. This includes medical expenses, auto repairs, lost wages, and additional tort rulings.
In Washington, all auto owners are required to purchase liability coverage. The fault state requires insurance to mitigate the risk of a lawsuit. However, a failure to maintain coverage presents the victims with the legal right to take action. Victims of these accidents can contact an auto accident lawyer in Bellingham, WA through Allen Law Firm today.